WARNING! The tactics described below are 'questionable' to say the
least, can easily create many more problems than they solve, and
ARE NOT ENDORSED by the Library.
The banks are not disclosing lots of stuff when you get into a contract
with them, like the fact that they have created money (it's called
counterfeiting) on their books and records through a "fractional
reserve" method that is approved only by the privately owned Federal
There are other violations of Law that they do not tell you about /
disclose, and as such it is Fraud. This nullifies the contract, like as
if the contract never existed.
This information is provided for your continuing EDUCATION in these
matters. The author wishes to remain anonymous.
This information is presented FREE OF CHARGE, in hopes of helping fellow
Patriots to keep out of trouble, and to get our Common Law back.
NO ONE SHOULD CHARGE FOR THIS INFORMATION. You will answer to God if you
do. Help your brother, and you will be helped in return!
Here's what people in California are doing:
They send in the first letter to a Credit Card company, and some send
into their Mortgage company.
Obviously a mortgage is a larger amount, and the bank would probably
push to the limit on it. The cards are normally a smaller amount, and
the bank may write the amount off rather than pay to litigate this
matter and keep those issues from coming up in a court with a jury. If
you won, they would have to stop completely and give all money back to
People that have done this with a mortgage company have filed all the
paperwork for "Allodial Title" as best as is possible just to make sure
that everything is set up right.
The documents are self explanatory, the second letter is a estoppel
after they either don't answer, or write and say that they are
"following all state and federal laws". Like there are state and federal
laws that can just walk around the Constitution. These banks, if
properly operating in a State, have permission to do so from the State
legislature, that authority must be granted under the Constitution, and
the authority granted in the constitution comes from the People. If they
are some sort of foreign entity, following some foreign law (such as
that from the District of Columbia) then they are importing foreign law
and that doesn't wash in a State. It's like someone from Japan saying
you need to obey Japanese Law when you are in California.
Collection agents are warned in the letter, some people send the whole
letter to each and every collection agent that calls them, so that they
know what they are getting themselves into. Some people just say that
their company is at estoppel and that any further action is considered
harassment or extortion, etc... If they continue, then people ask the
collection agent for their address so that they can be named as a
accessory to the crime and be sued PERSONALLY. They ask the collection
agent if he has the authority from his company and if it's company
policy for them to harass and extort money through calling over and over
and if they say no, then they inform these agents that they have stepped
outside their authority and are sue-able personally. They inform these
guys to put a note on the computer that they want communication in
writing only, "hey, anything you want to tell me, put it in writing".
If they send to a Zip Code address, these people send it back. If a
letter that is not addressed to them is dropped in their box (its not
for you if it's got a Zip Code on it and the name is in all uppercase),
then they just send it back unopened (making a photo copy of the front
and back for records) with a letter explaining what happened. This
forces the banks to step on the LAND if they are going to deal with
The banks have a bonding company, if they lose that company because you
bring up these violations of law, they might just lose that bond and
thus go out of business. It's not easy to get a bond for a bank. Most of
them do not have Charters in a State to operate there. In 1980 they made
it so that most banks can't operate in the States. There may also be
violations of Postal Regs too! (they do it all through the mail)
This can go on for a while, some people have had companies just go away,
others have had law suits filed in court against them. They are fighting
it all the way. All the info for the case is in the letters, some people
are doing more research but are prepared for the worse.
There's also a company that sends out a "Fractional Reserve Check" to
"pay" these banks the whole balance in one check, and then if there are
any questions, it goes to that "Fractional Reserve Check" company and
their legal staff fights for you. This is a great "back up" plan to
have, but is a last resort.
Some people have sent letters asking the "merchants" that they purchased
things from on the cards if they feel that they owe anything, because
you think that you have been defrauded by the bank etc... and these
"merchants" say that these people are all paid up and there's no
problem. So it is their loss if they want to continue in ignorance. They
could join in on the law suit and help out!
The letters are sent out REGISTERED MAIL, this assures delivery and
gives a very good record of delivery, it's about $5 Frn's.
This is all very common law, all codes mentioned show that the BANK must
follow the codes, the Sovereign does not.
The people sending this out are prepared to go to court, and file a
counter claim (let them file first!) and are ready to get a jury (State
Citizens) and a proper IMPARTIAL judge. There are other files and such
If enough people do this, these banks will have no choice but stop
ripping people off and fully disclose what's going on!
If you are not in California, you will need to look at your State's
Constitution and find some other cases to use as a reference.
Remember that these files are EXAMPLES, and you have to use your own
brain and edit them for your situation. DO NOT JUST PRINT AND USE THESE
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