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PROMISSORY NOTE - DEMAND

Joint and Several Liability

FOR VALUE RECEIVED, I, We __________________, the undersigned Borrower, jointly and severally promise to pay to _______________________ Lender or order the sum of ______________ ($____________) Dollars, together with interest thereon at the rate of ________ percent (____%) per annum. The entire unpaid principal and accrued interest thereon, if any, shall become immediately due and payable on demand by the holder hereof.

This Note may be prepaid in whole or in part at any time without premium or penalty. All prepayments shall be applied first to interest, then to principal payments in the order of their maturity.

The undersigned agrees to pay all costs and expenses, including all reasonable attorneys' fees, for the collection of this Note upon default. All payments shall be made at
________________________________, or at such other place as the holder hereof may from time to time designate in writing.

______________________________ _______________________________
Witness Borrower

_______________________________
Dated: Borrower

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