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Exercise Extreme Caution when using many of our free forms - or any legal material. While they may provide general ideas on format & content, validity requirements can and do vary greatly from state to state. Many MUST be Properly Modified for your own location and circumstances. (Hint: If in doubt it's usually safer to include unneeded clauses than to leave out necessary ones. . . . but it's even safer to consult a competent source or use current, state specific ones like ours mentioned below.) Also, we urge people (and lawyers too) to read our Relying On Legal Info FAQ.

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PROMISSORY NOTE (For Open Account Debt)

FOR VALUE RECEIVED, the undersigned promise to pay to the order of __________________________ , the sum of_____________ ($ ) Dollars, together with interest thereon at the rate of __ % per annum on the unpaid balance.

Said principal and interest shall be payable as follows: (Describe Terms)

The undersigned may prepay this Note in whole or in part without penalty. In the event any payment due hereunder is not paid when due, the entire balance shall be immediately due and payable upon demand of the holder. Upon default, the undersigned shall pay all reasonable attorney fees and costs necessary for the collection of this Note.

This Note is executed to evidence an existing indebtedness due the payee from the undersigned on an open account balance as of this date, and this Note shall not be construed as a separate obligation.

Signed under seal this _____day of _________, 20___.

____________________________

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