Genuine unretouched photograph of the Library's Founder, Ralf R. Rinkle, Esq. being congratulated by U.N. Consumer Czar, Sir Maud Smyth-Figswag, for being voted Consumer Advocate of the Century.

GENERAL INFORMATION

• Fair Debt Collection, 7k
• Fast Facts: Debt Collection
• Bankruptcy Questions & Answers
• Information about Attorney Fees, 15k
• Primer on Debt Collection Deception Law, 15k
• Protection from High Credit Card Rates: State Interest & Usury Limits
  
  
• Consolidating Student Loans w/the Fed Direct Loan Prog, 13k
• Writing a Demand Letter that gets Results, 6k
• FTC to Retain its Used Car Rule 12/95, 5k
• How to Resolve Consumer Disputes, 9k
• Vehicle Repossession, 9k
• The Cooling-Off Rule, 7k
  
  
  
  
• Credit Billing Errors, 3k
• Complaining about Credit, 6k
• The Credit Practices Rule, 7k
• How to Right a Consumer Wrong, 13k
• How to Dispute Credit Report Errors, 8k
• Understanding Credit Cards, Reports & Fraud, 30k
  
  
• Handling your Problem with a National Bank, 3k
• Recognize & Avoid Front Money Scams, 10k
• Investment-Related Complaints, 4k
• 66 Ways to Save Money, 16k
• Unordered Merchandise, 6k
• Warranties, 10k
  
  
• Truth in Leasing, 7k
• Car Ads - Low Interest Loans, 5k
• Vehicle Leasing Consumer Guide, 30k
• Franchise Buying Consumer Guide, 30k
  
  
• Handling Problems with Your Lawyer, 8k
• Factors to Consider in Hiring an Attorney, 9k
• Lawyer Disciplinary Agencies Directory 12/96, 17k
• Often Ignored Crime - Lawyers' Billing Abuses, 10k
  
  
• Diet Programs, 8k
• Generic Drugs, 4k
• Timeshare Tips, 8k
• Infertility Services, 12k
  
  
• Grocery Store Rain Checks, 3k
• Contests & Sweepstakes, 3k
• Mortgage Discrimination, 13k
• Mexican Real Estate - Buying into God's Little Hectare, 9k
• What Travelers Should know about Foreign Laws & Legal Hassles, 9k
• Protect Yourself when Operating Offshore - Some Rules to Follow, 11k
  
  
• Options Transactions, 4k
• Information about Annuities, 22k
• Health Spas: Exercise your Rights, 4k
• Top Ten Charitable Solicitation Tips, 3k
• Leveraged Investments of Precious Metals, 5k
• Value of Trusts to International Investors, 8k
• Bearer Depository Receipts as a Way to Raise Money, 13k
  
  
• Shopping by Phone or Mail, 7k
• The IRS on Taxpayer Rights, 18k
• Fed Consumer Protection re Mail Order, 15k
  

SWINDLES, SCAMS, & RIP-OFFS

• Avoiding Con Artists, 2k
• Schemes against Business, 14k
• Scams Targeting the Elderly, 3k
• How to Avoid Fraud & Abuse, 11k
  
  
• High-Tech Swindlers Filch Millions, 9k
• How to Avoid Ponzi and Pyramid Schemes, 9k
• Scamming: Different Techniques & Procedures, 8k
• Fraudulent Student Scholarship/Financial Aid Offers, 6k
  
  
• Magazine Phone Scams, 10k
• Scams by Phone, 15k
• Phone Investment Fraud, 12k
• Telemarketing Travel Fraud, 9k
• Consumer Fraud: Telemarketing, 6k
• Telemarketing Double-Scamming Frauds, 6k
• How to Spot & Avoid Telemarketing Fraud, 7k
• FTC Charges CA & NV Telemarketers In Fraud Crackdown, 8k
• How to Avoid Getting Hooked by "Phishing" Or Other Internet Scams, 8k
• How to Identify & Protect Yourself Against Spyware, Adware, & Identity Theft, 11k



• Land Sales Scams, 9k
• Home Equity & Repair Scams, 3k
• Investment Fraud Schemes, 3k
• Oil & Gas Investment Frauds, 3k
• Dirt-Pile Scams: Mining for Gold, 11k
  
  
• Living Trusts Scams, 5k
• Avoiding Financial Disaster with a Living Trust, 20k
• Lawyer's Letter to Clients Warning about Living Trusts, 15k
• Living Trusts - You Can't Always "Trust" what You Hear, 2k
  
  
• Prize Offers, 6k
• Sweepstakes Scams, 4k
• Phony Invoice Schemes, 15k
• Yellow Pages Invoice Scams, 6k
• The Phony Inheritance Scam, 3k
• Cut-Rate Health Insurance Fraud, 3k
• Six-Cent & Other Short-Paid Postage, 3k
  
  
• Car Financing Scams, 3k
• Automatic Debit Scams, 5k
• Advance-Fee Loan Scams, 7k
• Advance Fee Loan Schemes, 3k
• Multi-Level Marketing: Spotting Pyramid Schemes, 7k
• Auto Dealer Downpayments, Trade-Ins & Rebates, 11k
  
  
• Credit Repair Scams, 9k
• Credit Card Schemes, 3k
• Secured Credit Card Scams, 7k
• New Credit I.D.: Credit Repair Scam, 5k
  
  
• Invention Promo Firms, 10k
• Modeling Agency Scams, 8k
• Work-At-Home Schemes, 6k
• 800 & Int'l Phone Number Scams, 7k
• Job Ads, Job Scams, & 900 Numbers, 5k
• Vending Machine/Display Rack Business Scams, 11k

There's related items all around the Library so feel free to wander around and explore. For example, our Banking, Finance & Credit
and Employment & Labor Topic Areas, and Business Law and LayPerson's Lounges all have lots of relevant stuff.

  The Rotunda The Library's central hub, Directory & Index
  The Reference Room Dozens of legal Topic Areas & the net's best law Dictionary
  The Inner Sanctum All about the Library
  And if you haven't done so, Please take our head librarian Ralf's Library Tour
      Most wonderful experience of my life! * * Greatest thing I've ever done... By Far! -- Typical Visitor Reactions
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No one connected with the 'Lectric Law Library, including Sponsors, Advertisers, & Content Providers,
necessarily Endorses, Warrants or Approves of any of its material.   Also, Library content is NOT meant
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[Last Revised 3/05]